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Should NCAA Pay for Athletes' Injuries?

Posted by mikeyactive on Jul 17, 2009 11:20:28 AM

My friend Jenny was a highly-touted softball catcher in the Big-10. She had a quick bat, high fastpitch IQ (she started for the varsity team as a freshman) and one of the strongest throwing arms in southern California.

Today--her back riddled with herniated discs due to numerous home plate collisions--she spends her mornings lying in bed, waiting for the Vicodin and Percocet to take effect before she attempts the exceedingly difficult task of standing up.

She's 25 years old.

I was reminded of her story when I read this fascinating article (free registration may be required) in the New York Times. The article recounts the challenges facing some NCAA athletes after the games have stopped and mounting medical bills and permanent physical disabilities start to set in.

Though the the NCAA began mandating four years ago that college athletes need to have health insurance before competing, the article clearly demonstrates that the level of insurance coverage varies widely from school to school.

"While some colleges accept considerable responsibility for medical claims, many others assume almost none."

"Many students, whether athletes or not, have medical insurance through their parents. But these plans often exclude varsity sports injuries, limit out-of-state treatment or do not cover much of the bill."

"Some colleges buy secondary policies to fill the gaps, although even these plans have holes. And only players hurt badly enough to require extensive care can turn to the N.C.A.A. for coverage. Its catastrophic insurance carries a $75,000 deductible, which will increase to $90,000 next year."

Do you think NCAA schools should be responsible for the long-term medical care of all its players who are injured while playing sports at the collegiate level?

Or would such a staggering financial commitment destroy college sports altogether?

1,106 Views


Jul 17, 2009 11:45 AM RyanActive RyanActive    says:

That is such a complicated issue that there are no easy answers. I know of a Division I soccer player who badly broke her leg in a game. While the immediate problems associated with the leg injury were taken care of while she was still on scholarship, she will have pain the rest of her life. Should the NCAA or the individual school pay for anything that might relieve the pain, even if it's something like a massage? There are so many layers to this argument that it would take years to figure out.

 

On one hand, nobody forced these athletes to play at the Division I level, which is physical and demanding and hard. On the other hand, the NCAA makes lots of money off these athletes. Shouldn't they make sure they're taken care of?

Jul 24, 2009 6:52 AM Guest volli11  says:

I believe in the covering of injuries while an athlete is at the school. But think it would be a devastatingly hard blow financially to all colleges if they paid for injuries after the athlete leaves. It is the athletes choice to play and most know that sports will put stress on the body.

An athlete usually plays more than four years at a university, they may start at age 5 and play until they can't play anymore, that is not the fault of the school. The four years spent at one school does not alway cause the injuries afterwards, it is the abuse the body went through the whole atheltic career.

Jul 27, 2009 10:34 AM Active Sara Active Sara    says in response to volli11:

I agree with you, volli11. The school definitely needs to cover all medical bills related to an injury acquired while participating in the given sport until graduation. That in my opinion goes without question. However, I do not believe a school should have to pay for medical bills once the athlete graduates.

 

My stance on this may seem shocking to some considering I am still dealing with and paying for several significant injuries that started my sophomore year of college while playing lacrosse for the University of Richmond.  I herniated two discs in my back while participating in a team weight lifting session which lead to other issues like a partially torn oblique. As anyone with a back problem knows, these issues don’t just go away and are not cheap to deal with either. I saw a lot of doctors and got a ton of attention for my injuries while in college but as soon as I graduated I was on my own.

 

Although I’m paying for my college lacrosse injuries in more ways than one now I still think it is my responsibility. Injury is one of the chances you take when you sign your name on the dotted line.

Jul 27, 2009 11:04 AM Guest Scott Kessler  says:

As a division 1 soccer player I would like to know that I am covered in the result that I am injured and need medical care after school.  That being said all athletes assume the risks of playing a sport, especially at the collegiate level.

Jul 29, 2009 5:17 PM Guest Tom Harkins  says:

The problems encountered by athletes is normally accumulative in nature and not always specific to the fact that they play sports.  Many times none organized activities create as much or more to an individuals "after sports" medical problems as anything that they accomplished as a part of orgainzed sports.  Also, early on activities not properly supervised or instructed normally wear and tear with the breakage occuring in college or shortly thereafter.  How is anyone going to be able to accurately pinpoint the exact circumstance(s) that created the problem?  This is a great debate topic but not something that can be applied without misuse, abuse, misinterpertation, and without having a capability to correctly define the contributing factors that ultimately caused the situation. Just indicating that something happened while attending college is indicating a resultant happening but does nothing to relate what transpired from toddler or younger up to the present.  Most arm problems in baseball were on their way to happening long before the college coach had the player on his team.

Jul 30, 2009 2:22 PM Guest Parentof5yrold  says:

Getting injured is a risk of playing sports.  No risk no reward.  The athlete should be responsible for their own costs, not anyone else.

Aug 28, 2009 1:56 PM Guest jim  says:

no one forces these athletes to play. i feel bad for the athletes that have long lasting effects due to thier respective sports. have they not been compensated through their scholarships? whats an education worth these days 150k give or take, sounds like compensation to me. i played division 2 football and have residual effects of my playing days,stiff necks,torn meniscus,etc. i don't expect anything from the college and i did not have a scholarship! we make our own beds!

Sep 5, 2009 12:05 PM Guest aj martin  says in response to RyanActive:

Yes they should!!!!!!!!!!!!!!!!!!