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Registraton Protector FAQ

Q: What is Registration Protector?
A: Registration Protector℠ from Allianz Global Assistance insures your event registration fees against unforeseen circumstances, giving you greater peace of mind about making the purchase. If an injury, illness, traffic accident, mechanical breakdown, jury duty or other covered reason prevents you from attending the event, you will be reimbursed 100 percent of the registration cost, including fees and other charges, up to a maximum coverage amount of $10,000.

Q: Why do I need event registration insurance?
A: Event registration insurance insures the financial investment you make in event registrations, including fees and other charges (up to the amount of your policy limits), in case you are not able to attend the event for a covered reason.

Q: Are there any restrictions or limitations of the insurance?
A: Yes. Every insurance plan contains restrictions and limitations. Pre-existing medical conditions is one of these limitations. For the exclusions, conditions and limitations that may apply, please refer to your Certificate of Insurance/Policy or contact us, 24 hours a day, 365 days a year, at 1-888-497-6987.

Q: Do I need to purchase Registration Protector℠ for each event I participate in?
A: Yes. Registration Protector℠ insurance must be purchased separately for each event.

Q: Can I change the details on my policy?
A: Yes. For fastest service, modify your policy by calling Allianz at 1-888-497-6987. You may incur additional costs for changes to your policy.

Q: How do I cancel my policy?
A: For fastest service, cancel your policy by calling Allianz at 1-888-497-6987. For a full refund of your premium, you must cancel within 10 days of purchase and have not filed a claim or attended your event.

Q: How do I file a claim?
A: You may file a claim by calling our claims line at 1-888-497-6989.

Q: If I decide I don't want the Registration Protector℠ insurance, can I get my money back?
A: Allianz Global Assistance will refund your insurance premium if you cancel your insurance within 10 days of purchase and have not filed a claim or attended your event.

Q: If I do not attend the event for any reason, do I always get my money back?
A: No. Registration Protector℠ insurance will only refund prepaid, nonrefundable payments if you have to cancel for a covered reason. Covered reasons include injuries, illness, death of a family member or companion, mechanical breakdown or traffic accident en route to the event, being called for jury or military duty, or having your home rendered uninhabitable. Please see your Certificate of Insurance/Policy for complete details. If you simply change your mind, you will not be eligible for benefits.

Q: What does Registration Protector℠ from Allianz Global Assistance cover?
A: Registration Protector℠ covers your race registration fees if you are unable to attend the event for a covered reason, including serious and unforeseen illness; injury or death of you, a covered family member or event companion; traffic accidents that could prevent you from getting to an event; your home or business is uninhabitable due to fire, flood, vandalism, burglary or natural disasters; and employer termination.

To view a full list of covered reasons, please refer to your Certificate of Insurance/Policy by accessing this link and selecting your state of residence.

Q: What is a pre-existing medical condition?
A: A pre-existing medical condition is an illness or injury for which you, your event companion or family member were seeking or receiving treatment or had symptoms of on the day you purchased the Registration Protector℠ insurance, or at anytime in the 120 days before you purchased it. This also includes being required to take prescribed drugs or medicine unless the illness remains controlled without any change in the required prescription. Please note that you may still be covered for losses caused by reasons other than those related to an existing medical condition. See your Certificate of Insurance/ Policy for details.

Q: Who provides the insurance for this program?
A: Insurance coverage is underwritten by BCS Insurance Company (OH, Administrative Office: Oakwood Terrace, Ill), rated "A-" (Excellent) by A.M. Best Co., under BCS Form No. 52.201 series or 52.401 series, or Jefferson Insurance Company (NY, Administrative Office: Richmond, VA), rated "A” (Excellent) by A.M. Best Co., under Jefferson Form No. 102-C series or 102-P series, or 105-C or 105-P series, depending on the insured’s state. Allianz Global Assistance and Allianz Travel Insurance are brands of AGA Service Company. AGA Service Company is the licensed producer and administrator of this plan and an affiliate of Jefferson Insurance Company. The insured shall not receive any special benefit or advantage because of the affiliation between AGA Service Company and Jefferson Insurance Company.

Q: Why isn't my Registration Protector℠ insurance purchase displayed with my registration information?
A: Event registration insurance is purchased directly from Allianz Global Assistance. All policy documentation will be sent to you from Allianz Global Assistance.

For any further Questions please contact Allianz Global Assistance at:
  • Customer service: 1-888-497-6987
  • Claims: 1-888-497-6989